Disability benefits are for those who have a qualifying disability and meet other key requirements Social Security established. SSI and SSDI are the 2 most important monthly payments for Americans with a condition that prevents them from working. Usually, the Administration sets 4 paydays for Disability Insurance and 1 for Supplemental Security Income.
However, sometimes there can be exceptions. Therefore, Social Security needs to make changes that can alter the usual paydays for both SSI and SSDI recipients in the United States. This is the case with SSI, which will be issued in November rather than December 1.
SSDI and SSI: payments left in November
If you are eligible for any of the remaining SSDI payments in November, you will not qualify for the upcoming SSI payment. This is because those on SSI and SSDI receive their Disability Insurance payment on December 3 and got it back on November 1, 2024.
To qualify for a Social Security Disability Insurance payment after November 6 you must:
- have your birthday from 1-10: payment on November 13
- have your birthday from 11-20: payment on November 20
- have your birthday from 21-31: payment on November 27
The Supplemental Security Income payment on November 29, (for December), will be for all SSI recipients who remain eligible. The average and maximum amounts for SSI and Disability Insurance are not the same though.
SSDI and SSI payment amounts
SSI are benefits for low-income individuals and married couples. So, their payment amounts are much lower. For example, they range from $472 for an essential person to $1,415 for an eligible married couple.
Individuals on SSI can get about $697 on average and up to $943 if they get no reductions. SSDI payments can be about $1,539 on average said SSA. Therefore, there is a considerable difference.
What is more, the largest SSDI payment can be up to $3,822. None of the November payments for Americans with a disability include the 2025 COLA increase.