Unfortunately, many Americans have had their money stolen from their credit or debit cards. This can cause a lot of financial difficulty to any citizen, but it could be even worse if this is the money you have to buy food.
Many SNAP (Food Stamp) beneficiaries have lost their money after thieves had access to their EBT money. Although this is something many see on it, they do not expect that it happens to them. That is why it is so important to take some security measures to protect both debit cards and credit cards in the USA.
Why is it so easy to steal these EBT debit cards?
Apparently, the technology that Electronic Benefit Transfer cards belonging to the Supplemental Nutrition Assistance Program is outdated. Thus, criminals target EBT debit cards because they are easier to have access to.
Many SNAP beneficiaries were in shock and disheartened when they were at the checkout and were unable to pay the bill because their EBT debit card was empty.
Unscrupulous thieves do not know the damage they could cause to millions of Americans in need. That is why it is important to take some measures to prevent credit card or debit card theft.
Ways to protect your EBT debit card or credit card
One of the things the U.S. Department of Agriculture recommends is changing your PIN regularly. Therefore, you should not have the same PIN numbers on your credit cards and debit cards.
Another thing you should do is to check the purchases regularly. In this way, you can see if it is the balance it should be or not. Once you find there are unauthorized purchases, report them to your local SNAP office.
Of course, you should make sure you do not share your PIN number with anyone. Do not click on links that you have not requested from the SNAP agency. To avoid cloning, check the payment terminal has not been manipulated. All these tips can prevent phishing card cloning.