A monthly check is what a worker will need when they can no longer work or cannot work temporarily. Sometimes a disability appears due to an accident, condition, or disease. This can result in an inability to work.
If it prevents you from working, you should look for a medical certificate to prove you cannot continue working in the same job. In this way, you could claim disability benefits. Check that you meet all the requirements and be patient.
The older you are, the easier it will be to qualify for Social Security checks. However, if you are young, it may take much longer unless you have a condition that makes the process faster.
HOW CAN I GET A CHECK OF UP TO $3,822 IN 2024?
First and foremost, your condition must meet the strict definition of disability that the Administration has set. If it does not meet that definition, it will not be possible to get SSDI (Social Security Disability Benefits) checks.
Apart from having a disability, you must have worked before. People who have not worked will not receive SSDI checks. Therefore, it is of vital importance that you work to get benefits.
In general, you will need to work and pay taxes to Social Security for at least 10 years. Every year you work and pay taxes, you can get up to 4 work credits per year.
These work credits will allow you to get future checks from Social Security. As a matter of fact, you will need 40 work credits to get Social Security retirement benefits. But as your disability may turn up at an early stage in your life, there can be exceptions for SSDI benefits.
WHAT IS THE AVERAGE BENEFIT FOR PEOPLE WITH A DISABILITY IN 2024?
The Social Security Administration has revealed that the average SSDI check in 2023 is $1,489. As there has been a 3.2% COLA increase, there will soon be new amounts from January 3, 2024.
Hence, if you get an average payment in 2024, your disability benefit checks will be worth about $1,537. So, you will receive about 48 dollars more than in 2023.
If you want to have a larger payment in retirement or if a disability appears, it is always best to get well-paid jobs. Those workers who have worked for 35 years and earned the taxable maximum all this time can collect up to $3,627 in 2023 or $3,822 in 2024.
However, it is important to be realistic and expect a lower check. If your check is too low it is advisable to apply for Supplemental Security Income as well as Supplemental Nutrition Assistance. Get more money to make ends meet more comfortably.
