Currently, the Social Security Administration expects to deliver average payments of about $3,014 for senior couples who are both collecting benefits. This will be the average amount for December 2024.
Next month, there will be 4 more paydays, so if you are both eligible for Social Security benefit payments, you could get approximately that amount. Of course, it will depend on your work history, filing age, and other factors, since not all retirees receive the same payment amounts.
When will Social Security issue benefit payments worth $3,089 for senior couples?
Since this is the amount after the 2025 COLA increase, these checks or direct deposits worth $3,089 will be issued on January 3, 8, 15, or 22. But how do you know which is your payday?
For the January 3, 2025, payment you must have been on benefit since before May 1997. However, there is another possibility to qualify for the January 3 check.
Those retirees who receive SSI and Social Security benefits will get their retirement benefit payment on January 3 as well. If you do not qualify for the payment on the third, you will receive it depending on your birthday.
- January 8 payment: born from 1-10
- January 15 payment: born from 1-10
- January 22 payment: born from 1-10
What are the requirements to get Social Security payments in 2025?
If you and your spouse would like to receive a payment of about $3,089 on average, you must meet several requirements. Filing is essential, but doing so at Full Retirement Age is necessary not to get any reductions.
The Full Retirement Age will be 67 for those born in 1960 or later. What is more, you must have worked for at least 35 years in jobs covered by SSA. The amount of your wage will affect your future Social Security payments.
In fact, to get up to $4,873 in 2024 or $5,108 in 2025, you must have earned the taxable maximum for 35 years and filed at the age of 70. Thus, these are the tips to get the highest Social Security payment in United States history.