Today is a day of happiness and peace of mind for millions of United States citizens who collect a Social Security check. The Administration will send out the last of the payments to eligible retirees today, October 25th. If we are on the list we can get a check for up to $4,555 to use for whatever we need.
However, we must meet certain requirements if we want to be on the list to get this new Social Security check. That said, if we do not meet the requirements for this payment it means that we should already have the check for the month of October. This is because since it is the last of the payments, the rest of the retirees have already received their benefits.
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In that case we should claim the late payment, since it means that there is some problem with our check. Regardless of that, what we should do is to check if we meet the requirements for this new Social Security payment of October 25th, 2023. By just meeting two conditions we can have an average check of $1,888 in our pocket.
On the other hand, it is also true that the average check is not for all Americans. Some will collect the maximum of $4,555 for age retirees and others may collect the maximum for disability retirees. Every citizen has a unique check.
WHO GETS THE NEW SOCIAL SECURITY CHECK TODAY?
In order to get the new Social Security check, two mandatory conditions must be met. These two conditions are related to the citizen’s own information, so it cannot be changed. If we belong to the last group of retirees to receive the check this will always be the case.
Just looking at the requirements will be enough to determine if the new check is for us or not. These are the two exact requirements for collecting the new Social Security retirement or disability benefit:
- Have had a retired check since after 1997.
- Have a birthday between the 21st and 31st of any month.
There are no other extra requirements for the Social Security Administration to send us today’s check, but there is another requirement if we want to collect the payment as soon as possible.
Retirees who activate Direct Deposit will have access to the payment money immediately and without having to wait a single day. This is very different from payments received in a bank account, as these can take up to 3 days to arrive.
HOW TO CLAIM A LATE RETIREMENT PAYMENT?
There are times when the retirement payment may have some delay in reaching our pocket. If you think that this is your case you should claim it as soon as possible to avoid major problems. To do so there are two main ways and first we have to use one and then use the other.
The first of these avenues for claiming Social Security is our own bank. Sometimes the bank can withhold money because we have debts or because our information is not up to date. So if we contact the bank, they will be able to tell us how to solve the situation.
On the other hand we have the direct claim to the Social Security Administration. Before we get here we must do the previous step. Only if the bank informs us that it cannot help us is when we should claim the payment to the Administration.
Even so, remember to activate Direct Deposit to get the money as soon as possible and, in addition, make sure you have all your personal information updated both at the bank and in your My Social Security account. This will keep delays to a minimum and you will be able to get your money instantly.