COLA increase in 2025 is what millions of Americans on Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) recipients are thinking about.
When you have a low income and you need to plan your budget beforehand, you need to be informed. The 2025 COLA increase will not be announced until October 10, when the U.S. Bureau of Labor Statistics reveals the CPI-W for September and Social Security unveils the boost with this missing figure.
COLA increase 2025 projection for SSI and SSDI
The latest 2025 COLA projection is just 2.5 percent. This percentage has kept changing since last February 2024. The Senior Citizens League has made projections every month.
Bear in mind that they got right the previous COLA increase, so they are a reliable source to be informed about the upcoming increase in payments for Social Security, SSDI and SSI. Check the projection evolution from February through September:
- Cost of living projection as of February 1.75%
- Cost of living projection as of April 2.6%
- Cost of living projection as of May 2.6%
- Cost of living projection as of June 2.57%
- Cost of living projection as of July 2.63%
- Cost of living projection as of August 2.57%
- Cost of living projection as of September 2.5%
COLA increase 2025 possible amounts for SSI and SSDI
The amount of your Supplemental Security Income or Social Security Disability Insurance payment will depend on the final 2025 COLA figure. However, you can have an idea of what it could be like since the next cost of living adjustment might be lower than 3% but higher than 2%.
So, if the latest Senior Citizens League projection is as accurate as last year, your benefits could go up by 2.5%. That means you will receive $966 if you qualify for the largest SSI payment for individuals. Eligible married couples could get up to $1,450 if there were a 2.5% cost of living adjustment increase.
As for SSDI recipients, whose average payment is worth $1,539, they could get about $1,577. Higher payments can be possible for SSDI. Thus, if you get $2,000 your payment after the increase could be $2,050.