If you are between the ages of 20 and 60 and a disability has developed, you may want to know about all the possibilities Social Security offers and the payments you may be eligible for.
Bear in mind that the application process may take longer or not depending on the disability you have. Some conditions are in the Social Security official list of conditions or impairments. Therefore, you will not have so much trouble in achieving your disability benefits approval.
Remember that there are two possible monthly payments. While some applicants may qualify for either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), others may be eligible for both of them.
What are the requirements for (SSDI) disability benefits?
The Social Security Administration has informed applicants that in order to qualify for Social Security Disability Insurance, you must have a qualifying condition that meets the strict definition SSA set. What is more, you must have worked before. Besides, the work you did must be covered by Social Security.
That basically means that as you work, you pay payroll taxes to the Administration. Otherwise, you will never be eligible for either retirement or Social Security Disability Insurance.
Do not forget that in order to get SSDI, you must have worked for a minimum of years. This number of years will depend on your age. For example, if your disability starts at 60, you will need to have worked for about 9.5 years said SSA.
A person whose condition starts at the age of 30 will just need 2 years. What Social Security checks is the number of work credits you have earned. That is basically the earnings you had and the taxes you paid. For instance, you will need 40 work credits for retirement, about ten years of work.
What if I do not qualify for Social Security Disability Insurance?
If you are not eligible for SSDI because you have not worked enough and did not pay enough taxes to Social Security, you may want to apply for Supplemental Security Income. In this way, you may get monthly checks worth up to $914 if you are single.
When it comes to SSI requirements, you need to know that these monthly checks are only for low-income people. A single person can have earnings of up to $1,913. If you have children or you are married, the income limits will be higher.
Social Security may also check if you get unemployment, any other disability benefits like SSDI, pensions, or the money you get from your job. One of the ways to cash SSI is to have a disability.
Blind people or people who are at least 65 years old may also qualify. Some children with a qualifying condition or impairment may also receive SSI. Do not forget that on December 29 there will be a 3.2% increase in benefit amounts. Make an appointment to see if you can get SSI or SSDI in December.