To apply for SSI benefits you need to find out if you are eligible or not. First, you must have a low income. Thus, the lower your earnings are, the more chances you have to qualify.
But earnings are not the only thing that Social Security will take into account. The resources you can have are also another important factor. For example, if you exceed the limit, you will not be eligible for Supplemental Security Income payments. When it comes to the date, you can apply for this Federal benefit all year around.
SSI requirements apart from income and resources
If you meet both income and resources limits, you must meet one of the following conditions:
- have a qualifying disability that meets Social Security’s strict definition
- be blind
- be at least 65 years old, so older people may also qualify
SSI benefits can be for both adults and children. Therefore, it would be advisable to visit your local Social Security office to see if your child may be eligible for an average payment worth $820. Residency and citizenship requirements are mandatory.
Will it be best to apply for SSI in September or October?
Although it is often best to apply as soon as you can, this may not be the case. This is simply because Social Security will change the SSI rules on September 30. So, if you apply in October, you will benefit from these improvements.
For example, you will not have to report the food you receive from family, friends, a charity, or your local community. This could reduce the final amount of money recipients get.
However, this will not be the only rule changing. There will also be an expansion of the access to the SSI program by updating the definition of a Public Assistance Household. What is more, you will also take advantage of the Supplemental Security Income rental subsidy expansion.