If you receive a low SSDI payment, it is more than likely that you received your Social Security Disability Insurance payment on November 1. This is because you may also be receiving Supplemental Security Income. A benefit to help you make ends meet if you cannot get by with your low disability benefit payment. Therefore, the Wednesday payments tend to be the highest.
They usually fall on the second, third, and fourth Wednesday of the month. Hence, the next SSDI benefit payments will be issued on November 20 and November 27.
What will be the highest SSDI payment on November 20 or 27?
The maximum payment amount for SSDI is $3,822 for any payday in 2024. Thus, this will also be the largest disability benefit in November. Bear in mind that to receive such a large disability payment you must:
- not be receiving Supplemental Security Income
- have earned the taxable maximum and worked for 35 years
- have filed for Social Security Disability Insurance at the required age
- have had jobs covered by Social Security, so you paid enough payroll taxes
- remain eligible and still have a qualifying disability
In order to get an Social Security Disability Insurance check or direct deposit on November 20 or 27 you must have been from from 11-20 or 21-31 respectively.Of course, you must have started getting disability benefits after April 30, 1997.
Higher SSDI payments are expected on this date
None of the December payments for Social Security Disability Insurance will bring the 2025 COLA. So, you can expect the same amount you received on your November SSDI check.
Nevertheless, the January payments for SSDI will include the 2.5% COLA increase. This Cost-of-Living Adjustment will be slightly lower than the average for the last decade.
Still, it will mean receiving about 38$ extra if you are receiving an average SSDI payment of about $1,542. So, your January disability payment with COLA would become $1,580. Retirees will receive more dollars because their payments are higher on average.