Americans will be able to receive a new Social Security benefit as long as they meet certain requirements. This check makes living financially more comfortable.
However, due to various circumstances, we may find ourselves in an unfavorable and unpleasant situation with regard to Social Security payments. At times, we may lose our benefits, whether due to disability, Supplemental Security Income or any other reason.
If this happens to us, there is no need to worry, we can have a temporary solution. At least we could apply for one of the provisional checks granted by the Social Security Administration.
With these checks, we could continue having income for about 6 months and thus we would have enough money for our usual expenses. Although it is true that it is not the ideal situation, at least it would give us a margin to be able to have a comfortable life.
HOW TO GET THIS 6 MONTH CHECK FROM SOCIAL SECURITY?
The program we are talking about is the Expedited Reinstatement (EXR). This benefit is, as we have previously advanced, a 6-month interim payment for citizens who have lost a Social Security benefit.
The reasons for losing the benefit do not matter. The usual in these cases is that we are talking about the disability check. It is also possible to lose Supplemental Security Income.
These are the benefits you can lose
If you have one of these two benefits, it is possible to lose it. In the case of an old age retirement, it is more difficult, since this check arrives monthly after a certain year. The requirements for SSDI are very clear and sometimes they can be temporary. For that reason we could lose the check.
Therefore, if we lose either SSDI or Supplemental Security Income, the Social Security Administration may give us a temporary check for 6 months while our situation is being clarified.
This measure is very useful if we take into account that we would not lose our monthly income. So if we are in this situation, we should check both the requirements and the application and have a clearer idea about it.
Both the amount and the day of the cashing of this check will depend on the original benefit. So each check is totally different and it is not possible to know these data perfectly before getting the acceptance of the payment.
What benefits does this payment offer?
When you submit an Exemption from Recovery (EXR) application, we may grant you provisional benefits that include cash payments and Medicare/Medicaid coverage. What is especially comforting is that you will generally not be required to repay these payments if your application is denied. These interim payments remain active for a period of up to six months, although they may end sooner if any of the following conditions are met:
1. You get a notice of our decision on the EXR: In the event we make a decision before six months, the interim payments will cease at that time. If your application is approved, interim benefits will be adjusted according to your new situation.
2. Engages in Substantially Gainful Activity (SGA): Whenever you engage in work activity that is considered substantially gainful, interim payments will stop. This demonstrates that you can perform meaningful work and, therefore, do not need the interim benefits.
3. You reach full retirement age: When you reach full retirement age, the interim payments automatically end, and you will be awarded standard retirement benefits instead.
It is important to remember that these interim payments are designed to provide temporary support while your EXR application is being processed, and are subject to certain conditions and time limits.