Although reaching the maximum amount of United States Social Security is not the easiest task for an American, increasing your monthly retirement check is plausible. Therefore, knowing how we can easily increase our check is essential.
In general, there are three elements that make up each check and reaching a good amount such as $1,888 will depend on taking these three elements into account. In this coming year 2023, a Social Security check of $1,888 is the average benefit, so getting a similar figure would be good news.
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Still, regardless of what our amount is we are going to be able to get the annual increase. This increase is the COLA and it ensures that every retiree can have a little extra money each year. In the coming year it could be 3%, so the average check would go from $1,888 to about $1,944.
In any case, we should maximize the payment as much as possible. And in most instances we are going to be able to do that. Taking all the elements into account is more than enough to be able to reach a good figure. Do you know how to increase your Social Security check?
EASILY REACH A LARGER SOCIAL SECURITY CHECK
In order to increase your Social Security check, there are three important elements to keep in mind. These three elements combine together to get the monthly check. So we must take these into account when setting up our benefit.
On the one hand, we have the retirement age. The easiest way to increase the check is this, since we simply have to keep working. The later we apply for Social Security, the bigger our check will be. The limit is 70 years old, so the ideal is to apply for the benefit before we reach that age.
On the other hand, the other two elements that make up the payment are years worked and salary. In order to have a good monthly retirement check we must work for 35 years with a high salary. Each year worked below that figure will cause our check to go way down.
If we balance these three elements we can get the average Social Security of $1,888 per month, which will be a little higher in the future thanks to the COLA.