SSDI beneficiaries may receive average payments of about $1,486 said the Social Security Administration last October. Therefore, it is not enough money to buy all the necessary things American families need.
Food and service prices have increased dramatically. Those on retirement and SSDI benefits lose buying power as inflation soars. That is why many people on disability benefits may want to go back to work as soon as they are ready.
Sometimes it is not possible to work because of your condition, so it is advisable to make the most of all the benefits available. For example, you should apply for SNAP and SSI if you are on a low income.
Can I continue working while on SSDI?
Great news, because experts from the Social Security Administration confirm that it is possible to carry on collecting SSDI checks and working at the same time. However, you must take part in one of their programs to go back to work.
Remember that it is essential to report Social Security about any changes that may affect either your SSDI amount or even your eligibility. Sometimes you may get a reduction if you earn more money than allowed.
Before starting to work you should be aware of 3 important things.
- Learn about the maximum amount you can earn to keep SSDI benefits.
- The sort of information you must report to the Administration regarding changes in your personal situation.
- What the Ticket to Work program is.
What are the work incentives for SSDI beneficiaries?
First of all, you could receive training and education to look for a new career path. Rehabilitation to begin in a new work field is possible. By doing so, you can have new and exciting opportunities.
No worries, you will continue enjoying Medicaid and Medicare as you work. Last but not least, you will go on receiving cash benefits for some time while you get your money from work.
Thanks to the Trial Work Period you can see if you are able to go back to work for nine months. For nine months, you will receive full benefits and your salary. Regardless of the earnings you have, you will collect SSDI payments for 9 months.
Obviously, you must report it to Social Security first. A trial month is when you have earnings of more than $1,050 per month. After that, you can also take advantage of the Extended Period of Eligibility. You’ll have 36 months to work and get SSDI benefits if your earnings are below $1,470 ($2,460 for blind people)!
