The Social Security Administration sends 5 monthly payments to different groups of eligible Americans. There are about 71 million beneficiaries in 2023, so there can be delays sometimes.
Nowadays, there are millions of Americans who rely on Social Security retirement benefits to make ends meet. Despite the fact the program was created to supplement your savings accounts and investments, it is becoming essential.
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In general, most Social Security payments are on time. So, you should not worry because it is unlikely that the Administration did not send your monthly payment and all your money.
Why could Social Security not send my retirement check?
The only reason why Social Security may not send your check is because of the fact that you have been in prison for more than 30 days in a row. If that is the case, the Administration will not send your check until you leave prison.
Then, you will have to provide them with proof of release. Sometimes the prison, jail, or correctional facility has an agreement with SSA and may send them proof of release automatically.
Do not worry if your spouse or children are receiving benefits on your record. As long as they remain eligible, they will continue collecting monthly benefits while you are in prison.
Apart from that, there can be overpayments. In this case, Social Security can withhold your part of your payments. But it will not be the full amount of your retirement checks.
What if my Social Security check is late?
It is very unusual that a retirement check is not on time. The Administration recommends contacting your bank as soon as you think your payment is late. Financial institutions may have delays in processing payments on certain occasions.
If they have not posted your payment on time, they will inform you about the problem they have had. In this way, you can know the day your retirement check will be in your pocket.
As there are approximately 71 million beneficiaries in 2023, it is possible that there can be a mistake or delay. If you need to report Social Security about a missing payment you can do so.
There are so many scammers that your payment might have been stolen. Call SSA toll-free at 1-800-772-1213 (TTY 1-800-325-0778). Another option is to visit your local office. By doing so, they will review your case and will replace it if necessary. Apply for Social Security and get monthly payments if you are 62!