Not everyone qualifies for Supplemental Security Income (SSI) while on Social Security benefits. If you are not eligible, there is not much you can do about it. Nevertheless, there are some Americans who are not aware of the fact they can get both checks.
To get Social Security benefits you must have had jobs covered by the Administration. If you did not pay enough taxes, you cannot be eligible for retirement benefits either.
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For your information, you need about ten years of work to qualify for Social Security benefits. That is a total of 40 work credits. A single work credit is worth $1,730 of earnings in 2024 and you can get a maximum of 4 per year. But what about SSI?
REQUIREMENT TO GET SSI WHILE ON SOCIAL SECURITY
The requirement that all SSI applicants must meet while on Social Security benefits is the fact that they have a low income. Having a low income is mandatory since this is a payment for needy families.
If you do not have a low income, you cannot receive SSI claims Social Security. Even if you have a disability, you are blind or you are 65 years old or older. Once you qualify for Supplemental Security Income, you may get benefits like SNAP easily.
Certain resources like SSI checks are not counted when determining eligibility for other benefits. Some Americans can receive Social Security, SSI and SNAP at the same time.
In this way, you can get more money to be able to afford the expensive prices of food, services, and other goods. Now, let’s have a look at all the conditions you must meet if you have a low income.
OTHER REQUIREMENTS TO GET SSI PAYMENTS IN 2024
Once you now you have a low income and you may qualify for SSI while on Social Security, it is important to check the rest of the conditions. For example, if you live on a low income, it is unlikely that you have much money in your bank account.
But the Social Security Administration will check that you have limited resources too. What is more, SSI is only for United States citizens or nationals. As long as you have a Department of Homeland Security special classification, you may qualify too.
Do not forget that the only ways to access SSI is to be blind, have a qualifying disability or be 65 years old at least. Social Security can pay checks worth up to $1,415 if you are an eligible couple.
A single person can receive up to $943, up from $914 in 2023. Do not forget that maximum amounts are much higher than average payments. As of November 2023, the average SSI payment is $673 claimed Social Security.