Millions of U.S. retirees age 67, those who have opted for full retirement, are about to receive their November pensions from the Social Security Administration. In addition to this group, other retirees and people with disabilities will also receive Social Security payments on the same date.
Although the scheduled payment date is Wednesday, November 8, there is a specific requirement related to their date of birth. On November 8, specifically in just a few hours, Social Security will assign November benefits to those pensioners born between the 1 and 10 of the month, marking the third payment of the month in the United States.
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Social Security Payment Schedule for November
To make sure you don’t have any problems with your Social Security payments in November, here is the complete payment schedule. You can confirm that the Social Security Administration has listed your payment if you know how to interpret the information correctly. This is the payment schedule for November:
- November 8: This is the second Wednesday of the month. On this day, the Social Security Administration sends payments to those born between the 1st and 10th of the month. If you were born between those days, you should have your payment in your bank account that day.
- November 15: The third Wednesday of the month. For beneficiaries born between the 11th and 20th of the month.
- November 22: Fourth Wednesday of the month. This is the next payment after November 15. This is the last Social Security payment of the month in November. On this day, those born between the 21st and 31st of the month will receive the benefit.
Remember that you can activate Direct Deposit to immediately access the money Social Security sends you for your retirement. Otherwise, it could take up to 3 days to reach your pocket.
Social Security amounts in November
All the payments in November can receive a maximum amount of $4,555. However, most beneficiaries get an average payment which is lower than $2,000 in 2023.
As of September 2023, the average payment is just $1,841. Thanks to the new COLA retired workers may get about $58 extra per month. The larger your check is, the more money you will receive even if it is just a 3.2% rise for all recipients.
Not everyone qualifies for retirement benefits in the United States because you must meet all the requirements. The first one is to work for ten years at least and get a minimum of 40 work credits.
During your work history paying payroll taxes is necessary or you will not cash checks of up to $4,555. Working for at least 35 years is vital not to reduce your monthly payments.
Some workers may have been high earners but they only worked for 30 years, so their checks are smaller. Social Security will pay close attention to your top earnings in 35 years. Filing for Social Security at Full Retirement Age is the only way to cash 100% of your benefits.
Possible Delays and Problems
It is important to mention that although the Social Security Administration generally makes payments on time, occasionally delays or problems can occur.
If your payment takes more than three days to arrive after being sent by the SSA, you can contact them to report the problem and claim your benefit.
Another option is to check with your bank to see if there are any problems with your personal information that may be causing a delay. For example, if you recently got married, divorced or moved without updating your bank, they may hold your payment until they can verify your information.