Disability beneficiaries may qualify for the next SSI or SSDI payment. It will depend on your financial situation and needs. If you are on Supplemental Security Income and got a payment on May 1, there is another one in just 1 days.
May 31 will also be a payday for eligible disability beneficiaries. Therefore, this will be the second payment from SSI that recipients get in May. However, this is not a bonus or extra payment. It is the money for June, but in advance.
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How much could you receive from SSI if you are a disability beneficiary?
Although there are some maximum amounts for SSI payments, the Administration may send you a lower check when you have other earnings. For example, if you get SSI and SSDI at the same time, you will not receive the full amount.
The largest SSI benefit disability beneficiaries could get on May 31 is worth $943. That check is only for a single person. Hence, if you are married, it could even be much higher.
Bear in mind that married couples could get up to $1,415. Essential persons who qualify for SSI could also get up to $472. Average payments are much lower though.
Average payments for disability beneficiaries on SSI
For your information, the average SSI check for all disability beneficiaries, seniors, and blind people is worth $698. Nevertheless, it will depend on your age and earnings, the average payment can be different.
For example, disability beneficiaries on SSI who are under 18 get about $815 per month. Those SSI beneficiaries aged 18-64 get on average $743. But who will receive the smallest checks?
Undoubtedly, those seniors who have retirement benefits. That is, those aged 65 and older because they just get $574 on average. If you also get SSDI, apart from SSI, your next disability benefit will be due on June 3. If you know someone with a condition and a low income, inform them about SSI payments.
Can disability beneficiaries receive both SSI and SSDI payments simultaneously?
Disability beneficiaries can get SSI and SSDI payments together. The SSA calls this “concurrent benefits.” Some people qualify for both programs. SSI helps disabled, blind, or elderly individuals with low income and resources. It doesn’t need a work history. Meanwhile, SSDI is for disabled people with a work history and Social Security contributions.
You may get SSI if your SSDI benefit is low due to a short work history or low wages. This can help until you return to work. Concurrent benefits also assist in health coverage. Normally, SSDI recipients wait 24 months for Medicare. Yet, SSI applicants often qualify for Medicaid from the start.
However, receiving SSDI may reduce or cancel your SSI. In 2024, the SSI income limit is $943 monthly for individuals and $1,415 for couples. You can keep $20 in SSDI without affecting SSI. If your SSDI payment exceeds $963, you lose SSI.
To get concurrent benefits, apply for both SSI and SSDI. The SSA checks your medical condition, income, assets, and work history. Working with a disability attorney can simplify the process and increase your benefits.