Social Security: How can a worker apply for retirement benefits in 2024?

If you are close to retirement because you are in your late 50s or early 60s, learn when to apply for Social Security to get payments on time

These are the steps to apply for Social Security retirement benefits in 2024

These are the steps to apply for Social Security retirement benefits in 2024

Social Security reminds workers that they can apply for retirement benefits four months before they begin collecting them. For your information, Social Security allows Americans to receive benefits when they are 62 years old.

The Administration recommends filing for retirement benefits online. In this way, you will not have to make an appointment or stand in line for hours to sort it out.

STEPS TO FILE FOR SOCIAL SECURITY RETIREMENT BENEFITS ONLINE

First and foremost, workers should make sure that they are eligible for Social Security. All you have to do is check your annual Statement. In general, you must have worked for 10 years to qualify.

Ten years of work are about 40 work credits. Of course, this will only give you a small payment. Secondly, you will have to create a my Social Security account before you apply for retirement benefits online.

If you have a my Social Security account, it will be much easier. The Administration claims all you have to do is log in to your my Social Security to file for benefits.

SSA OFFICIAL WEBSITE TO FILE FOR RETIREMENT BENEFITS

The Administration has a special website to file for Social Security. If you are already 65 years old or have a qualifying disability, you may also get Supplemental Security Income.

Thus, you should visit https://www.ssa.gov/apply and select the right options. After choosing them, click on learn how to apply for retirement benefits to continue the process. Finally, click on “Start Application” to carry on with it.

If you do not finish your benefits application, you can log in later and finish an existing retirement benefits application. If you are not into online applications, call at +1 800-772-1213 or TTY +1 800-325-0778 if you are deaf or hard of hearing. Checking your filing status is possible but you should get a letter from SSA.

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