Some Americans who receive Social Security and SSI payments may receive an overpayment letter. As a matter of fact, there are a bunch of actions you could carry out in this situation.
For example, you could simply make arrangements for repayment or you could appeal a decision you do not agree with. Some beneficiaries prefer to apply for a waiver.
What may this Social Security overpayment letter say?
If you think you have been overpaid but have not received a letter yet, this is what it could say. In general, an overpayment notice explains the reason why you have been overpaid.
Besides, it will inform you of the overpayment amount. Apart from that, it will also tell you about the repayment options you may have. Needless to say, the Social Security Administration will inform you of your rights to appeal or to get a waiver.
Some recipients who have been affected by overpayments simply want to move on and they just repay the overpayment to Social Security. Thus, it is possible to make a repayment in full. Other payment options like, checks, money orders, credit cards, and monthly benefit withholding are available.
Social Security offers alternatives
Appealing an overpayment is one of the possibilities the Administration offers. That is what you could do if you do not agree with this overpayment statement from SSA. Sometimes the amount may not be correct. Do it through a non-medical reconsideration online.
Requesting a waiver is another way to act after receiving an overpayment letter. This is the best option if you believe it was not your fault the cause of the overpayment and you cannot afford to pay it back. Sometimes you can request it if it is unfair for any other reasons.
The last thing you could do is to request a different repayment amount. This is the best choice if you cannot afford to make this payment and get by at the same time. So send Social Security form Form SSA-634, Request for Change in Overpayment Recovery Rate.