Social Security: Will remarrying affect my benefit payments?

If you are thinking about remarrying in the near future, this is what the Social Security Administration recommends taking into account

Social Security: Will remarrying affect my benefit payments?

Social Security benefits after you remarry

If you are receiving Social Security retirement, SSDI, or the Federal fund SSI checks, you may wonder if getting married again could affect your payment amount or even eligibility.

The Social Security Administration claims that remarrying may affect your monthly benefits. That usually happens when you are receiving one of the following benefits in the USA.

Social Security Benefits that may be affected by remarrying

One of them is the Supplemental Security Income (SSI) benefit. This is because the money or earnings a household has may increase or decrease when there is a wedding.

In some cases, you may stop receiving SSI benefits because the household income limits are exceeded after remarrying. On other occasions, it may change to a married couple’s rate, up to $1,415 instead of $943.

Some couples may even receive a higher payment amount, but it will depend on your financial situation and needs. Anyway, you must report a marriage to avoid being overpaid or underpaid. Call SSA at 1-800-772-1213.

Social Security info for survivor beneficiaries after remarrying

For your information, if you are a surviving divorced spouse or surviving spouse, you need to take into account the age you marry again. For example, those who remarry before the age of 50 will no longer be eligible for disability or survivor benefits as a surviving spouse.

The only exception is if your later marriage ends up in annulment or divorce. Those recipients who remarry between the ages of 50 and 59 may be able to receive benefits as a surviving (divorced) spouse with a disability if they had a disability and were not able to work when they remarried after age 50.

Remarrying after age 60 implies that you may be eligible for survivor benefits on your deceased spouse’s record or benefits on your new spouse’s record. In this case, contact Social Security to see which amount would be the greatest.

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