If you have a look at the Social Security payment schedule for May, there is only an SSI payment for May 31. Therefore, there will be no retirement or SSDI payments from May 25 to May 31.
If you are on Supplemental Security Income, you will not receive your SSI payment on June 1 but on May 31 instead. Thus, you will get your monthly payment one day in advance.
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When will the social security checks be due in early june?
The first retirement and SSDI payment will be due on June 3, 2024. So, there will be many retirees and disability beneficiaries who will cash a new payment if they are in one of these 2 situations.
Actually, the June 3 payment will be yours if you qualified for both Supplemental Security Income and Social Security. Thus, getting SSDI and retirement benefits at the same time is possible on the third.
Apart from this group of beneficiaries, if you have been on Social Security since before May 1997, you will receive your payment on June 3 as well. Although maximum amounts are the same for all retirees, payments will differ. Average payments are $1,915 in retirement and $1,537 for SSDI.
Social Security payment schedule for June 2024
June 12 will be the next retirement or SSDI check after the one on the third. This check will be yours if you started receiving benefits after April 30, 1997 and your birth date is from 1-10.
Retirees and SSDI recipients whose birthday is from 11-20 will receive Social Security benefit payments on June 18. It could have been on the third Wednesday if June 19 were not a holiday.
Social Security has scheduled another payment for June 26. This money will be yours if your birthday is from 21-31 and you did not get benefits before May 1997. The largest SSDI check is $3,822 and $4,873 for retirees.
The maximum monthly payment amounts for retirement and SSDI beneficiaries
Retirement Benefits:
- At full retirement age, you could get up to $3,822 per month.
- If you retire at 62, this drops to $2,710.
- Yet, waiting until 70 boosts it to $4,873.
Social Security Disability Insurance (SSDI):
- For 2024, the top SSDI payment is $3,822, up from $3,627 in 2023.
- Families could get between 85% and 150% of the disabled worker’s payment.
- This is 85% of the worker’s average indexed monthly earnings (AIME). It can’t go over 150% or fall below 100% of the primary insurance amount (PIA).
Supplemental Security Income (SSI):
- In 2024, the most SSI pays is $943 for individuals and $1,415 for couples.
How to apply for Social Security Disability Insurance (SSDI)
- To apply for Social Security Disability Insurance (SSDI), you can:
- Apply online through the Social Security Administration (SSA) website.
- Call the SSA’s toll-free number at 1-800-772-1213 between 8:00 a.m. and 7:00 p.m. to apply over the phone or schedule an appointment to apply in person.
If you are deaf or hard of hearing, you can call the SSA’s toll-free “TTY” number at 1-800-325-0778 between 8:00 a.m. and 7:00 p.m., Monday through Friday.
SSDI benefits have a five-month waiting period. So, payments won’t start before the sixth full month of disability. The waiting period begins the first full month after the date the SSA determines your disability began. But, there is no waiting period if your disability is due to ALS. You must be approved for SSDI benefits on or after July 23, 2020.
The SSA provides Disability Starter Kits for adults and kids under age 18. They are to help you prepare for your disability interview or online application. The kits offer info about the needed documents and info. They also have general info about the disability programs and the decision process.
Comparing Social Security Retirement Benefits to SSDI Payments
Key differences between Social Security Disability Insurance (SSDI) and Social Security retirement benefits:
Eligibility: SSDI is available to people with a qualifying disability, regardless of age. You can get Social Security retirement benefits if you have reached your full retirement age. This age is between 66 and 67, depending on birth year.
SSDI benefits are calculated using the same formula as Social Security retirement benefits. This is at full retirement age. Social Security retirement benefits taken before full retirement age (as early as 62) will be reduced.
Timing of Benefits: If you qualify for SSDI, your benefits will be higher than early Social Security benefits. They will be higher until you reach full retirement age. Once you reach full retirement age, your SSDI benefits will automatically convert to Social Security retirement benefits of the same amount.
Supplemental Security Income (SSI) is a separate, needs-based program. It’s for people with limited income and resources. You can receive both SSDI and SSI if you qualify for both, but SSI benefits may be reduced based on your SSDI income.
Reporting Changes: For SSDI, you generally don’t need to report changes in living arrangements or income (except wages from work). For SSI, you must report changes in living arrangements and all income from any source, as it may impact your benefit amount.