SSDI payments will start on July 3. However, there will be three more different payments next month. To get money from Social Security on July 3, you can be either on retirement or SSDI.
SSDI recipients can qualify for the Disability Insurance payment on July 3 if they also receive SSI payments. If you are not on SSI, you may still qualify. The thing is you must have been on benefits before May 1997.
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Not eligible for SSDI Disability on July 3
If you do not qualify for Social Security Disability Insurance on July 3, the second early payment will be on July 10. The way to qualify is completely different though.
In this case, you cannot be on SSI like for the July 3 payment. What is more, you can’t have been on disability benefits before May 1997. Instead, SSA will check your birthday.
If you were born from the 1st to the 10th, you qualify for the July 10 check or direct deposit. So, get ready to receive money from Social Security if your birthday is from 1-10 and you got benefits after April 30, 1997.
SSDI amounts social security insurance for July 3 and July 10
Social Security Disability Insurance can pay up to $3,822 on both July 3 and July 10. However, this large amount is very unlikely because a disability prevents workers from working before reaching Full Retirement Age or working for 35 years.
Those things can drastically reduce your payment amount. In fact, the average SSDI payment is worth $1,537. Disability Insurance can also give payments to spouses and children if eligible. Not they are not just for the workers who meet the strict definition of disability and have enough work credits.
Spouses of workers with a disability can get about $418 on average. Children of workers with a disability can receive about $494. Therefore, it can be of great help to the financial situation of the family. Mid and late-July payments will also be arriving for SSDI recipients on July 17 and July 24.
What is the difference between receiving SSDI benefits and SSI benefits?
SSDI and SSI disability benefits differ in these main ways:
Eligibility criteria:
SSDI depends on your work history and FICA contributions. You need to work enough and pay Social Security taxes to qualify. SSI, in contrast, is for those in financial need. It supports disabled, blind, or elderly people with low incomes. Their work history doesn’t matter.
Benefit amounts:
- SSDI benefits consider your Social Security-covered earnings. Other income does not lower this amount.
- SSI begins with the Federal Benefit Rate. Then, it deducts your countable income. Certain income is excluded. Additionally, states may add a supplement to the federal amount.
Health insurance:
SSDI recipients must wait 24 months for Medicare. This includes Parts A and B, and also C and D. Meanwhile, SSI recipients often qualify for Medicaid. It’s a federal-state health insurance for those with low income and resources.
Other key differences:
SSDI has a 5-month waiting period after the disability onset. Benefits start then. SSI, however, uses the application date. SSDI can pay benefits to family members. SSI does not. Also, SSDI benefits are tied to earnings and are not affected by other income or resources. On the other hand, SSI eligibility and payments depend on income and resources.