The best thing about applying for SSDI is the fact that you can do it online. In this way, you can save it and come back later. This usually happens when you need to leave it for something else or you need to look for additional information or documents.
The largest check for those on SSDI in 2023 is $3,627. However, the average payment is much lower. As of September 2023, the average amount is $1,486 and it may be about $1,533 with the 3.2% COLA boost.
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First of all, you will have to read and accept the statements Social Security provides you with before starting the application process. By the end of this article, you will find out how to access your application, but let’s first check all the steps to get money from SSDI.
Steps to apply for SSDI
Once you have read all the information regarding the Benefits Application Terms of Service, you must tick the box to say “I understand and agree to the above statements”.
Then click on “Next”. Now, Social Security warns you that you must check you meet all the requirements to collect Social Security Disability Insurance payments. One of these requirements is meeting the strict definition of disability set by the SSA.
Secondly, you must have earned enough work credits to cash SSDI. This can be seen in your Social Security statement. After making sure you qualify, you should gather all the information SSA will request.
Then, click on “return to saved application process” for SSDI. If you have already started one or “start a new application”. If you do not have my Social Security account, you’d better create one.
How long will the SSDI application process take?
As the application may take between 1 hour or even 2, you should only start it when you have enough time. Although you can save it and come back later, it is best to file as soon as possible. Putting it off may delay Social Security‘s decision.
Once you click on “start a new application”, you will need to inform Social Security if you are applying for SSDI on your own or if someone else is filing for you. Simply, select “I am applying for myself”.
After creating a my Social Security account, click on “Yes”. Login with “LOGIN.GOV”, ID.me, or with your Social Security Username. Once you sign in you will have to provide Social Security with all the necessary information and documents. Call 1-800-772-1213 if you prefer to do it on the phone or make an appointment.
Then, you will have 4 different sections:
- Provide background information.
- Provide Disability Information: Identification, Medical, Work/Education, Remarks and Review.
- Sign Medical Release.
- Confirmation.