Social Security Disability Insurance, or SSDI for short, is what over 9 million Americans get as of 2021. if you are about to claim disability benefits, it is important to know a few things first.
Not all American workers can apply for SSDI because they have not paid enough taxes to Social Security. Then, SSI comes into play. Other eligible workers do not know that Social Security offers family benefits. So, it may not be just you the one eligible for monthly benefits, but also your spouse and children, as long as they are eligible.
Who can receive $2,450 from the Social Security Administration in 2024?
Social Security unveils every month a monthly Statistical Snapshop. The last one from June claimed that the average payment for a worker with a disability is worth $1,537. Apart from that, it also uncovered the average payment for spouses of workers with a disability and the one for children of workers with a disability.
So, if spouses of workers with a disability get on average $420.74 and children of workers with a disability about $493.93, the three amounts are a total of $2,450. So, that is the average payment for a family on SSDI benefits.
As you can see, the average payment is much lower than the average amount for Social Security retirement benefits. The one for retired workers is about $1,918. But it is much higher than the one for Supplemental Security Income which is $943.
Who can revive the largest SSDI payment in 2024?
SSDI payments can be up to $3,822. As a matter of fact, very few recipients with a disability can get so much money. There are 2 reasons for its difficulty. One of them is the fact that you must have been a high earner for over a decade.
Secondly, your disability must have appeared after you have had enough time to pay Social Security taxes. However, no one can know when a disability may turn up in their lives. To get so much money you must meet the following requirements.
- have worked for 35 years at least
- had paid payroll taxes in jobs covered by SSA.
- file for SSDI as late as SSA allows
- have earned the taxable maximum for a minimum of 35