SSDI is the Social Security Disability Insurance. They are benefits for workers who have had to stop working because of a disability, if this disability prevents you from working for over a year, you may qualify for disability insurance.
SSDI average payments are $1,537 for workers. However, some recipients do not know that their spouse or children could also be eligible for Social Security. In this way, the family could benefit from more money per month.
HOW MUCH CAN SPOUSES AND CHILDREN GET FROM SSDI ON AVERAGE?
Although the exact amount your family could receive depends on your work history, earnings, and filing age, there are average payments. As of March 2024, the Social Security Administration announced that the average Disability Insurance benefit is worth $1,395.15.
Spouses of workers with a disability on SSDI receive on average $418. Even if it does not seem to be quite a lot of money, every little bit counts. If the worker gets about $1,537 and the spouse $418 that amounts to $1,955.
Children of workers with a disability on SSDI get on average $494. Therefore, they get about 76 dollars more on average than spouses of workers with a disability. In total, if the 3 members qualify for disability insurance, they could receive $2,449 per month.
SSDI AND FAMILY BENEFITS
As you already know, when someone starts getting disability benefits, some family members could receive payments from Social Security too. Apart from your children and your spouse, your divorced spouse may also be eligible,
Adult children with a disability before they are 22 years may also be eligible for benefits. Do not forget that if any of these members applies for benefits, they must provide SSA with their Social Security Numbers.
Apart from SSNs, they must also give SSA their birth certificates. Proof of marriage may be necessary if you are married. The dates of any previous weddings may also be requested. In general, the total amount you and you family could get is approximately 150% to 180% of your SSDI.
