After the 2025 COLA announcement for Social Security benefits, there is other important news for SSDI recipients who may be keen to work. So, disability recipients should be aware of the new thresholds for Substantial Gainful Activity.
Bear in mind that all SSDI recipients will get a 2.5% increase and they will get their 2025 COLA boost in January 2025. So, it is important to know that the average check will be about $1,580, up from $1,542. Check on your my Social Security account for your exact amount not to exceed the threshold with the increase.
SSDI & the Social Security Disability Thresholds for 2025 after COLA
If you are a non-blind disability recipient, the new Substantial Gainful Activity threshold has increased by 70 dollars. Disability beneficiaries who are blind will see how the Substantial Gainful Activity has gone up to $2,700. A boost of $110. The Threshold for the Trial Work Period will be $1,160 in 2025, up from $1,110.
- Substantial Gainful Activity (SGA)
- Non-Blind $1,550/mo. in 2024 and $1,620/mo. in 2025
- Blind $2,590/mo. in 2024 and $2,700/mo. in 2025
- Trial Work Period (TWP) $1,110/mo. $1,160/mo. in 2025
What is Substantial Gainful Activity (SGA) for SSDI recipients?
For your information, SGA refers to a specific level of earnings set by the Social Security Administration that determines whether an individual is eligible for disability benefits
Bear in mind that to be eligible for disability benefits, a worker will not be able to engage in Substantial Gainful Activity. That is, the worker with earnings over the SGA limits cannot receive disability benefits.
Do not forget that blind citizens have a higher SGA amount, while there is a lower SGA for non-blind recipients. These amounts change every year that the national average wage index increases.
It is important to highlight that Substantial Gainful Activity for the Blind applies to Social Security benefits, but does not apply to SSI (Supplemental Security Income) benefits. While Substantial Gainful Activity for the Non-Blind Disabled does apply to Social Security and SSI benefits.