Social Security Disability Insurance (SSDI) benefits are monthly payments for people who have a qualifying disability, and have worked for a minimum number of years in jobs covered by Social Security.
The first question many applicants and recipients have is if they can receive Supplemental Security Income and Social Security Disability Insurance at the same time. As a matter of fact, some low-income SSDI recipients can receive SSI simultaneously.
Are SSDI benefits higher than SSI payments?
In general, SSDI benefits tend to be higher than SSI. That does not mean that your Disability Insurance payment will be higher than your Supplemental Security Income.
For example, the average SSDI check is worth $1,538 as of July 2024. However, SSI payments can only be up to $943 for individuals and $1,415 for eligible married couples. While the average SSI payment is just $695.
Another trending question Disability Insurance applicants and recipients have is the phone number to ask any questions regarding this disability benefit. The SSDI phone number is 1-800-772-1213 between 8:00 a.m. – 7:00 p.m. local time, Monday through Friday.
SSDI pay chart or payment schedule
The Social Security Disability Insurance payment schedule works like this:
- If you are receiving SSI benefits and SSDI you can receive your monthly payment on the third of the month
- If you began getting Disability Insurance before May 1997, you get money on the third as well.
- beneficiaries after April 30, 1997:
- payment on the second Wednesday of the month, e.g. Sep. 11: born from 1-10
- payment on the third Wednesday of the month, e.g. Sep. 18: born from 11-20
- payment on the fourth Wednesday of the month, e.g. Sep. 25: born from 21-31
SSDI income limits is another frequent doubt many people who have a disability may come up with. Here are 2 possibilities. The first one, if you are in the trial work period, there are no limits on your earnings.
Nevertheless, if you are in the 36-month extended period of eligibility, in general, it is up to $1,550, and if you are blind, up to $2,590. If you exceed them, you risk losing your disability benefits. SGA (Substantial Gainful Activity) is how Social Security refers to it. Visit SSA’s website for more details: https://www.ssa.gov/pubs/EN-05-10095.pdf