Some disability recipients will receive a Social Security Disability Insurance payment of up to $3,822 in late December. SSDI checks are usually much lower on average, but if you were a really high earner you can receive one of these monthly payments. In fact, some people cannot receive it because their disability prevented them from working and meeting SSA‘s requirements.
The U.S. Government, through the Social Security Administration’s payment schedule, has announced that the last SSDI payment will be issued on December 24, instead of December 25.
Why will Social Security not send the last SSDI payment on December 25?
The Agency never schedules disability or retirement payments on Federal Holidays. Since SSA’s offices will be closed and banks will not open either, it is best to send this money in advance.
In this way, the Social Security Administration can ensure that all the money will be issued without delays. Bear in mind that many disability recipients rely on this money to get by.
Therefore, SSA needs to send the checks and direct deposits on time. No delays can happen. Hence, the last disability payment of up to $3,822 will be delivered to recipients accounts on December 24, 2024. The 2025 COLA increase will have to wait until January to be sent.
What are the requirements to get $3,822 from SSDI on December 24?
Social Security will only send the largest disability benefits to those American workers who:
- have filed for disability benefits
- have gotten approval from SSA
- have worked for 35 years
- have had jobs covered by SSA
- have earned enough work credits
- have earned the contribution and benefit base for 35 years
- has applied at the right age
Bear in mind that working fewer than 35 years, not earning the taxable maximum or early filing can drastically reduce your monthly SSDI payment. However, it is not possible to choose when you have a disability. Check SSA’s payment schedule here to see the change: https://www.ssa.gov/pubs/EN-05-10031-2024.pdf