The Supplemental Security Income payment is Federally funded. Even if the Social Security Administration administers SSI applications and paydays, it is a different program. So, it has nothing to do with SSDI or retirement benefits. However, it is important to know that it is compatible with them. So you can receive retirement or SSDI and Supplemental Security at the same time.
Bear in mind that there are only three ways to qualify for SSI and it could be as a child or as an adult. The first way to qualify is to be aged 65 or older. The second option is to have a qualifying disability. Third, blind people can also apply for SSI. All these citizens must meet income and resources limits. Remember that it is a benefit for low-income couples and individuals.
When can I apply for SSI?
In fact, you can apply for SSI all year round in the United States. Therefore, all you need to do is check you qualify by using a tool to do so at SSA’s official website: https://www.ssa.gov/prepare/check-eligibility-for-benefits.
The sooner you apply for Supplemental Security, the better. Social Security’s decision may take some time, so it is best not to delay your application. To start your application, you can do so online too.
If you have found out that it is more than likely that you are eligible for SSI benefit payments, use SSA’s site to start your application: https://www.ssa.gov/apply
How much could I receive from SSI payments?
This will depend on your financial situation and personal circumstances. Those who get no reductions at all can receive up to $943 in 2024 or up to $967 in 2025 after the COLA increase.
The COLA increase will be 2.5% and it will be included in the December 31 payment. If you are an eligible married couple and you both qualify for the full amount, you will get up to $1,415 in 2024 or up to $1,450 in 2025.
Essential persons who qualify will get up to $484 in 2025, up from $472. The average payments for SSI are:
- all recipients: $698
- under 18: $818
- 18-64: $744
- 65+: $575
