If SSI redetermination is all Greek to you, you may need to know some information about it. Redetermination has two main goals. On the one hand, it is used to make sure your monthly check amount is right for your current finances.
On the other hand, Social Security wants to determine whether you are still eligible for SSI or not. So you could lose your benefits after a redetermination. Do not forget that the Administration will pay close attention to your resources, income as well as living arrangements.
For example, your countable income cannot be higher than the maximum SSI amount. After the 2024 COLA increase, the largest Supplemental Security Income check is $943 (single), $1,415 (married), or $472 (essential person).
HOW MUCH MONEY COULD I HAVE IN RESOURCES WHILE ON SSI?
The cash you have, other properties than your primary residence, among other things are countable resources. This limit is $3,000 for an eligible couple or $2,000 for a single person.
Social Security will also pay close attention to living arrangements in the redetermination process. For example, if you no longer pay rent because you live somewhere else.
This could mean that your SSI check is reduced because you do not have the same living expenses. If you have moved into a nursing facility, this may also mean you get a reduction. Medicaid may cover many of your expenses there.
A redetermination is part of the SSI routine. Thus, there is no need to worry about it. If nothing has changed, your benefits should remain the same as well.
HOW OFTEN DOES REDETERMINATION TAKE PLACE?
It will depend on the way you qualified for SSI and your personal circumstances. For example, some people qualified for being blind while others may have a temporary disability.
Usually, SSI redetermination happens every one to six years. Of course, if you report an important change to the Social Security Administration, there will be a redetermination.
Many people need to go through redetermination if they get married. Getting married may have an impact on your eligibility. Do not forget that you must report any changes to SSA to avoid overpayments.
Otherwise, you may have to give money back to SSA if you were not eligible for SSI. Redetermination can be by mail, in person, or over the phone. check your mail for redetermination interview appointments. If it is by mail, complete the form, sign it, and send it back within 30 days