The Social Security Administration offers plenty of benefits for eligible American citizens. In this way, they can receive financial support when they need it the most. The average payment is worth $1,503.
To qualify for Social Security survivors benefits, the worker must have earned 40 work credits in most cases. That is the minimum required to receive retirement benefits at 62. SSDI may need fewer work credits.
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WHO QUALIFIES FOR SOCIAL SECURITY SURVIVORS BENEFITS IN THE USA?
As a matter of fact, there are 4 different groups of beneficiaries for Social Security survivor benefits. All of them will receive monthly payments if they file and are eligible.
Actually, Social Security claims that a surviving spouse, divorced spouse, dependent parent, or unmarried child can get survivors benefits. Of course, these benefits are based on the worker’s previous earnings.
If you would like to apply for survivors benefits, you cannot do it online. Therefore, you will have to report the death to apply for survivors benefits. In fact, you can simply call SSA at 1-800-772-1213 (TTY 1-800-325-0778). Or visit a local office.
CAN I GET A LUMP SUM APART FROM SOCIAL SECURITY SURVIVORS BENEFITS?
The Administration claims that survivors can receive a one-time lump sum death payment. Bear in mind that there will be a lot of paperwork after the death.
So do not forget to apply for this lump sum death payment because you will certainly need the money. A surviving child or a surviving spouse may be eligible for this payment.
Social Security confirmed that the one-time lump sum death check is worth $255. For your information, you can still claim this lump sum death payment if it has been a recent event.
The Administration said that survivors only have 2 years to apply for this check worth $255. Hence, do not delay it and apply for this money that will help you pay for any bills.