Disability benefit payments are of great support for individuals with a qualifying disability. While the Social Security Administration (SSA) has confirmed that there are just 2 SSDI checks left in November, there is a big surprise for SSI recipients. Even if they have already received the Supplemental Security Income payment in early November, SSA has scheduled another payday on Black Friday.
This SSI payment on Black Friday was actually scheduled for December 1, but SSA had to change it and send it in advance. This is because December 1 is Sunday, and SSA’s offices and banks will not be open. To avoid delays, SSI checks and direct deposits will be issued on November 29, 2024. SSDI payments will not take so long though.
Social security payments this month upcoming SSDI payment worth up to $3,822
Since there are disability benefit recipients who got Disability Insurance on November 1 and November 13, it is important to highlight that they need to wait for their monthly payment till December.
However, if you have not received your Social Security Disability Insurance payment yet, you may receive it on November 20 or November 27, 2024. Check eligibility below:
- SSDI payment on November 20: if your birth date falls from the 11th to the 20th
- SSDI payment on November 27: if your birth date falls from the 21st to the 31st
- SSDI payment on December 3: on benefits before May 1997 or getting SSI on Dec. 1 2024 too
Who will receive an SSDI check of $3,822 on November 20 or 27?
This large check or direct deposit will be for those workers who were able to work for 35 years and earned the taxable maximum all this time. Therefore, it is unlikely to receive such a large payment.
What is more, you must have had jobs covered by SSA and filed at the age SSA requires. On average, SSDI will provide a disability benefit payment of just $1,542. If your payment is too low, apply for SSI since it is possible to get both disability benefits.
How do SSDI and SSI payments differ in terms of amount and eligibility criteria?
Funding Source:
- SSDI is funded through the Social Security Disability Trust Fund, which workers pay into via FICA taxes.
- SSI is funded by general tax revenues.
Eligibility Criteria:
- SSDI eligibility is based on your work history and having paid enough into Social Security. You must meet the SSA’s disability criteria.
- To qualify for SSI, you must have financial need, a low income, and meet the SSA’s disability criteria. It is not tied to work history.
Benefit Amount:
- SSDI payment amounts are based on the worker’s lifetime average earnings covered by Social Security. The average monthly payment in 2023 is about $1,700, up to a maximum of $3,627.
- SSI payments are determined by the Federal Benefit Rate minus countable income, plus any state supplement. The maximum federal SSI payment in 2023 is $914 for an individual and $1,371 for a couple. Average payments are around $700/month.
How can individuals check the status of their SSDI or SSI payments?
Here are the key ways individuals can check the status of their SSDI or SSI payments:
- Online through your my Social Security account. If you have an account, you can sign in to view details on your application status, benefit payments, and more. If you don’t have an account yet, you can create one.
- By calling the Social Security Administration’s automated phone assistance at 1-800-772-1213 (TTY 1-800-325-0778). This service is available 24/7 in English and Spanish. When prompted, say “application status” or “checks” to get information on your claim or payments.
- By contacting your local Social Security office. You can look up the general inquiry phone number for your local office using the SSA’s Office Locator tool online. The number may be listed under “Show Additional Office Information”.
If you can’t check your status online, call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) between 8am and 7pm, Monday to Friday.