The Social Security Administration considers that a disability may qualify you for SSDI as long as it lasts for at least one year. So, if your disability has lasted or is expected to last for at least 12 months or over a year, or even result in death, you may be eligible for Disability Insurance.
Do not forget that apart from that, there is another essential requirement. It is not enough to have a qualifying disability to get SSDI benefits. As a matter of fact, you must have worked in jobs covered by SSA. So, it is fundamental that you have earned enough work credit and your medical condition is qualifying as well.
How long will SSDI applicants have to wait?
In general, there is a five-month waiting period. However, it will depend on the possible delays that Social Security may incur when it comes to making a decision. Wait times are being reduced but you may have to wait longer than expected.
If everything is on time, Social Security could pay your first SSDI benefit the sixth full month after the date SSA finds your medical condition began. The thing is, SSA can only pay benefits for as many as 1 year before you apply if it is proven you had a disability back then and meet all the requirements.
Do not worry because disability insurance benefits can continue as long as your disability lasts. So, it could be until you reach Full Retirement Age. Then, you will receive the same amount of money for retirement benefits.
How much money could an SSDI recipient get in 2024?
If you are an average earner, you may qualify for an average payment of about $1,537. However, it will depend on many different factors. For instance, the age you apply for SSDI, the wages you had, and the number of years you worked.
For your information, your spouse and children may also qualify for SSDI benefits on your record. Even if these benefits will be much lower, any amount will come in handy.
As of 2024, the largest Social Security Disability Insurance payment is worth $3,822. Even if only few recipients can get it, it is possible to achieve it for some.
