SSDI is a disability benefit. This disability benefit stands for Social Security Disability Insurance. For your information, this benefit gives eligible beneficiaries monthly checks.
SSDI payments are only for people with a qualifying condition, disease or impairment. This disability must prevent you from working or reduces considerably your ability to work.
Not all people with a qualifying disability can get SSDI payments. To be eligible you must also have enough work history. So, being blind or having a disability is essential, but not enough.
HOW MUCH COULD I GET FROM SSDI?
The maximum amount you could get from Social Security Disability Insurance in 2024 is $3,822. However, the amount of your payment will depend on your work and earnings history. But there is another important factor.
As a matter of fact, the age you file for SSDI is very important. The younger you are when you claim these disability benefits, the less money you will receive from SSA.
Bear in mind that average payments are worth $1,537. So, you should not expect a large monthly payment. Unless you have been a really high earner, you may not get too much money.
WHAT ELSE COULD I GET FROM DISABILITY BENEFITS?
If you qualify for SSDI, you may also receive Medicare. On many occasions, people with a disability may need more money for medical expenses, so Medicare will come in handy.
SSDI can last for many years. Actually, they could last until you reach Full Retirement Age. Then, they will automatically swap to retirement benefits, but you will still have the same amount.
Thanks to medical improvements and new technology, some disability beneficiaries may be able to go back to work. Luckily, they can make use of the Ticket to Work Program. It allows you to get Social Security and work at the same time for 9 months.