As of October 2024, the Social Security Administration has made official the 2025 COLA. The new Cost-of-Living Adjustment will come into effect on December 31 for SSI (Supplemental Security Income) and on January 3, 8, 15, or 22 for SSDI (disability benefits).
As a result of this 2025 COLA, SSDI benefits will increase by 2.5%. This boost is not as high as it was in 2024, 2023, or 2022. Still, it is much better than getting a reduction or a lower figure. In total, 72.5 million Americans will take advantage of this 2.5% jump according to Social Security.
SSDI payment amounts after the 2.5% COLA increase is confirmed
SSDI payments may not be as high as retirement benefits which can be as much as $4,873. The average SSDI check is $1,539. After the COLA boost, it will be about $1,577.
Therefore, on average SSDI recipients will get a COLA increase of about 38 dollars, slightly lower than 40 dollars. If average payments go up when December comes, it may be slightly higher.
Do not forget that SSDI recipients may also get SSI payments. The maximum amount for an SSI check if you are an individual is $943 in 2024. After the 2025 COLA increase, it will be $966, so about 23 dollars extra per month.
Other SSDI amounts after the 2025 COLA increase
Depending on your work history, salary, the age you file, and the taxes you paid to Social Security, your SSDI payment may be lower or higher. In fact, it could be up to $3,822 in 2024, so it will be higher after COLA.
- disability insurance payment worth $500 dollars in 2024: $512 after Cost-of-Living Adjustment
- disability insurance payment worth $600 dollars in 2024: $615 after Cost-of-Living Adjustment
- disability insurance payment worth $700 dollars in 2024: $717 after Cost-of-Living Adjustment
- disability insurance payment worth $800 dollars in 2024: $820 after Cost-of-Living Adjustment
- disability insurance payment worth $900 dollars in 2024: $922 after Cost-of-Living Adjustment
- disability insurance payment worth $1,000 dollars in 2024: $1,025 after Cost-of-Living Adjustment
- disability insurance payment worth $1,500 dollars in 2024: $1,537 after Cost-of-Living Adjustment
- disability insurance payment worth $2,000 dollars in 2024: $2,050 after Cost-of-Living Adjustment
- disability insurance payment worth $2,500 dollars in 2024: $2,562 after Cost-of-Living Adjustment
- disability insurance payment worth $3,000 dollars in 2024: $3,075 after Cost-of-Living Adjustment