Some SSDI recipients may have a low income and they may still not qualify for SSI. For your information, Social Security Disability Insurance payments are compatible with Supplemental Security Income.
Sometimes, you did not get approval because your income was slightly higher. If you applied and you almost qualified, you should try again in October. This is because the Social Security Administration has expanded eligibility and made some new rules.
What changes has Social Security brought for SSI that could benefit SSDI recipients?
The Social Security Administration implemented some changes that took effect last September 30, 2024. They were:
- expansion of the definition of public assistance household (great if you are on SNAP apart from SSDI)
- SSA will no longer include food in ISM (In-kind Support and Maintenance) calculations
- expansion of the rental subsidy policy to all SSI applicants
If you would like to know how these measures are affecting some recipients, the removal of food in the ISM calculations itself has increased benefits by 131 dollars for more than 90,000. And about $132 for those who benefit from not being subject to ISM in the form of rental assistance, about 41,000 in total.
How much could get SSDI recipients from SSI?
Since you are receiving SSDI benefits, you will most likely receive a reduction of the maximum amount. So, you may not qualify for $943 (maximum amount for an individual) or $1,415 (full amount for eligible married couples).
Average payments may be closer to the amount you receive. However, it will depend on your financial situation and personal circumstances. For example, the average SSI payment is $698. While SSDI recipients get an average $1,539.
Do not forget that the average payment for seniors aged 65 or older is the smallest one. This is because they receive retirement benefits in many cases. They get about $575 from SSI on average.